How To Protect Yourself From ID Theft

How To Protect Yourself From ID Theft

ID theft is a crime that occurs when someone uses your personal information to get loans, rentals, mortgages, and credit cards at the expense of your name and credit. Some thieves commit these crimes while impersonating you, which is taking things to a whole new level of criminal activity.

Identity theft happens all of the time. There are people who buy stolen credit cards and social security numbers to create birth certificates and other forms of identification.

In order to prevent this, some people have gone so far as to cancel their debit cards for better security, but keep in mind, the banks have new security measures to keep your account and debit card safe.

It’s frightening to think about, especially since these thieves strike when you least expect them to, but there are some things that you can do now so that it doesn’t happen to you in the future.

Here’s a small list of things that you can do in order to help you prevent ID theft:

1. If you don’t have a paper shredder, you need one. This machine can cost anywhere from $50 to $100 or more, depending on the brand, but all you need is a cheap one. Never throw away anything that comes in the mail.

2. Don’t throw anything away that would allow someone to assume your identity. If you order a new driver’s license online, shred the old one as soon as you get the renewed one. Some thieves “dumpster dive,” by going through someone else’s trash to find anything that could help them steal their identity.

3. Ever heard of “shoulder surfers?” They wait with you at an ATM to get your PIN as you type it in. You will be surprised at how many people punch in their PIN without realizing that someone is lurking around trying to steal their information.

4. If you get a new bank account, never have your checks delivered to your home. Ask them to deliver the checks to your bank and pick them up there.

5. If you still mail checks to pay bills, do not put them in your home mailbox. Be sure to drop them off at a local U.S. Post Office box. Thieves can use acid wash to change the payee name and then cash the check.


Kelly Olsen Headshot
Author:
Phone: 201-669-7520
Dated: January 6th 2012
Views: 1,494
About Kelly: Having the right real estate agent means having an agent who is committed to helping you buy or sell...

Property Search








RSS Feed

View our latest blog posts in your RSS reader. Click here to access. RSS

Search Blog

Recent Blogs

MENDHAM FOOD TRUCK FESTIVAL - Food Truck & Music Festival in
MORRIS PLAINS PETTING ZOO IS BACK - THE MORRIS PLAINS LIBRARY WILL
The Mortgage Deduction Impact On Real Estate - The good news is that people will
Tax Reform Impact - Tax Reform is the new reality.It

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

Keller Williams Realty Metropolitan
55 Madison Avenue
Morristown, NJ
973-975-0003
973-539-6888